How to Retire Early Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts. Share | Related Content Don't Buy The Hype There are a lot of misconceptions about Social Security. Here’s the truth about three of them. When Should You Take Social Security Monthly Social Security payments differ substantially depending on when you start receiving benefits. Annuity Comparison This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.