Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Related Content What Is a Roth 401(k)? Roth 401(k) plans combine features of traditional 401(k) plans with those of a Roth IRA. The Basics of Medicare Learn all about Medicare basics in this informative and insightful article. A Primer on Dividends A company's profits can be reinvested or paid out to the company’s shareholders as “dividends."